Being your own boss has countless perks—freedom, flexibility, and the ability to chart your own course. But when it comes to getting a mortgage, many self-employed individuals hit a frustrating roadblock. Traditional lenders often make it difficult, scrutinizing every detail and penalizing you for taking advantage of tax write-offs.
At IYM365, we know how hard you work. And we believe your entrepreneurial spirit shouldn’t stand in the way of owning a home. That’s why we offer self-employed mortgages designed specifically for business owners and freelancers like you—with less hassle and higher approval rates than traditional lenders.
Why Conventional Lenders Turn You Down
If you’re self-employed, you know the drill: when tax time rolls around, you do everything you can to maximize your deductions and minimize your taxable income. It’s a smart business move, but unfortunately, this strategy can backfire when you apply for a mortgage. Traditional lenders only look at your taxable income, which, after write-offs, may appear much lower than what you actually earn. This causes them to deny your mortgage application or offer you unfavorable terms.
How We’re Different
At IYM365, we understand that your tax returns don’t always reflect your true earning power. That’s why we’ve developed a solution that works in your favor.
Unlike conventional lenders, we’re willing to count up to 50% of your business revenue as income—regardless of how much you’ve written off on your taxes. This means more buying power and better mortgage terms, without the need to jump through endless hoops. Your success as a business owner is something we recognize, and we want to help you get into the home of your dreams.
What Makes Our Self-Employed Mortgage Process Different?
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Less Red Tape: We know time is money, especially for self-employed individuals. Our process is designed to minimize paperwork and speed up approvals so you can focus on running your business.
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Count Your True Income: We recognize that what you take home after tax deductions isn’t the full story. By counting up to 50% of your gross business revenue as income, we give you the credit you deserve, allowing you to qualify for a mortgage that fits your financial situation.
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Higher Approval Rates: Thanks to our more flexible approach, we’re able to offer significantly higher approval rates for self-employed individuals compared to traditional lenders.
A Mortgage Solution Tailored to Entrepreneurs
Whether you’re a freelancer, contractor, small business owner, or any other type of self-employed professional, our mortgage solutions are built around your needs. We don’t penalize you for smart financial decisions like writing off business expenses—instead, we focus on your overall business health and income potential.
This means you’re more likely to be approved for a mortgage that reflects your true earning capacity and less likely to face the frustration of being turned away due to tax write-offs.
Why Wait? Your Dream Home is Within Reach
At IYM365, we’re proud to offer mortgage solutions that fit your lifestyle and support your business success. No longer do you have to feel penalized for being self-employed. We’re here to provide you with a hassle-free path to homeownership.
Ready to make your homeownership dream a reality? We’re ready to help. Visit IYM365 today to learn more about how our self-employed mortgages can open the door to your new home—without the hassle and headaches of conventional lenders.
Stop letting tax deductions hold you back. Get the mortgage approval you deserve, and step into your future with confidence! Go to IYM365 and select the Mortgage option, now.
