Privacy Policy
Effective Date: Jan. 1 2019
At IYM365, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website or use our services. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.
1. Information We Collect
We collect several types of information to provide you with the best possible experience on our site and to ensure smooth and secure services. The information we may collect includes:
- Personal Identifiable Information (PII):
This includes information you provide directly to us, such as your name, email address, phone number, business details, and any other information that can be used to identify you personally. We collect this information when you:- Apply for financing
- Sign up for our services
- Contact us for customer support
- Subscribe to newsletters or marketing content
- Non-Personal Information (NPI):
This includes data automatically collected when you visit our site. Examples include your IP address, browser type, device information, and how you navigate and interact with our site. - Financial Information:
When you apply for business funding, we may collect certain financial details such as your business income, credit score, bank account details, and tax information, which is necessary for processing loan applications and approvals.
2. How We Use Your Information
We use the information we collect for a variety of purposes, including but not limited to:
- Providing Services:
To process your applications, provide financial solutions, and deliver our services effectively. - Improving User Experience:
To personalize and improve the functionality of our website, making it easier and more relevant to your needs. - Marketing & Communications:
To send you updates, newsletters, marketing materials, and other communications related to our services. You can opt out of receiving these at any time. - Compliance & Security:
To ensure our services comply with legal obligations, protect against fraud, and enhance the security of our website and your personal information.
3. How We Share Your Information
We do not sell, rent, or trade your personal information to third parties. However, we may share your information under certain circumstances, such as:
- Lending Partners & Affiliates:
We may share your information with trusted third-party lenders, financial partners, and affiliates to process financing applications and offer relevant services. - Service Providers:
We may employ third-party companies and individuals to facilitate our services (e.g., website hosting, analytics, marketing, customer support). These service providers have access to your information only to perform specific tasks on our behalf and are obligated not to disclose or use it for other purposes. - Legal Requirements:
We may disclose your information if required to do so by law, or in response to valid requests by public authorities (e.g., a court or government agency).
4. Data Security
We take your data security seriously and implement reasonable and appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption, firewalls, secure socket layer (SSL) technology, and regular security assessments.
However, please note that no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee its absolute security.
5. Your Data Protection Rights
You have certain rights regarding the personal information we collect about you. These may include:
- Right to Access:
You have the right to request access to the personal data we hold about you. - Right to Rectification:
You can request corrections to any inaccurate or incomplete information we hold about you. - Right to Erasure:
You may request that we delete your personal information, subject to legal obligations and legitimate business needs. - Right to Restrict Processing:
In certain circumstances, you have the right to restrict the processing of your personal data. - Right to Object:
You have the right to object to our processing of your personal data for marketing or other purposes. - Right to Data Portability:
You can request a copy of your personal information in a structured, commonly used, and machine-readable format.
To exercise these rights, please contact us via email. We will respond to your request within a reasonable timeframe, in compliance with applicable data protection laws.
6. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to improve your experience. Cookies are small text files placed on your device to track usage patterns, improve functionality, and customize content.
You can choose to disable cookies through your browser settings. However, doing so may affect the functionality of our website and the services we provide.
7. Third-Party Links
Our website may contain links to third-party websites, products, or services. These third-party sites have separate and independent privacy policies, and we are not responsible for the content or privacy practices of these external sites. We encourage you to read the privacy policies of any third-party websites you visit.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify you of any significant changes by posting the updated policy on this page with a new effective date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: funding@IYM365.com
Phone: (855) 5-MONEY-6